Investor Insights 2026_V5 Paperturn - Flipbook - Page 73
INVESTORS ROAD MAP
Application
Submi琀琀ed
Valuation
Stage
Final
Underwriting
Legal
Completion
Demi submits the full
application.
The lender begins initial
underwriting.
They may request:
Once underwriting is satis昀椀ed:
The case moves into the legal
phase:
Additional documents
3. You pick the valuer & make
payment.
Note: Valuation fees are
non-refundable
The lender reviews:
Valuation report
Documents
A昀昀ordability and rental stress
tests
If approved:
A formal mortgage o昀昀er is
issued.
•
•
06
05
Clari昀椀cations
Updated bank statements
Demi handles all
communication on your
behalf.
1. Valuation quotes are
requested.
2. A price list is sent to you.
4. A visit is booked for the
property
Valuers typically have 7
days a昀琀er their inspection
to complete the report.
•
Lender’s solicitors begin
formal checks
•
Your solicitor conducts
searches, ID checks,
enquiries
2026
•
06
04
• Any outstanding
documents are 昀椀nalised
Once approved:
Completion takes place
and funds are released.
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